Administered by BlueCross BlueShield of Montana, 1-800-820-1674 or 406-447-8747

Who is Eligible?

Benefits eligible employees, retirees, COBRA enrollees, and their eligible dependents.

Employees must be enrolled in the MUS Choices Medical Plan to elect the optional Vision Hardware Plan.

Retirees: If you do not make an election to continue Vision Hardware coverage when you first retire, you will permanently forfeit your MUS Choices Vision Hardware Plan coverage eligibility.

Since the Vision Hardware Plan is an optional benefit election, employees may choose to elect or waive the benefit each Plan Year during Annual Enrollment.  During Annual Enrollment, benefits eligible employees may add a legal spouse or eligible dependent children to the Vision Hardware Plan.

Using Your Vision Hardware Benefit

Quality vision care is important to your eye wellness and overall health care. Visit your vision provider, purchase your vision hardware, and submit your vision claim form to BlueCross BlueShield of Montana (BCBSMT) for processing. The Plan member may be responsible for vision hardware charges at the time of purchase.

The optional Vision Hardware Plan is a hardware benefit only.  Eye exams, whether preventive or routine, are covered under the Choices Medical Plan.  Refer to the Summary Plan Description (SPD) on the Choices home page for complete Vision Hardware benefits, limitations, and Plan exclusions.


Service/Material Coverage

Eyeglass Frames and Lenses

Frames: One eyeglass frame per Plan Year, in lieu of contact lenses

Lenses: One pair of prescription lenses per Plan Year, in lieu of contact lenses

Up to $300 allowance toward the purchase of one eyeglass frame and one pair of prescription eyeglass lenses including:  single vision, bifocal, trifocal, progressive lenses; polycarbonate lenses; ultraviolet treatment; tinting; scratch-resistant and anti-reflective coating.

Contact Lenses*:

One pair or one single purchase of a supply of prescription contact lenses per Plan Year, in lieu of an eyeglass frames and prescription lenses.

Up to $200 allowance toward contact lens fitting and the purchase of conventional, disposable or medically necessary* prescription contact lenses.

*Prescription contact lenses that are required to treat medical or abnormal visual conditions, including but not limited to: eye surgery (i.e., cataract removal), visual perception in the better eye that cannot be corrected to 20/70 through the use of eyeglasses, and certain corneal or other eye diseases (i.e., anisometropia, high ametropia, and keratoconus).