Administered by BlueCross BlueShield of Montana, 1-800-820-1674 or 406-447-8747

Who is Eligible?

Benefits eligible employees, retirees, COBRA enrollees, and their eligible dependents.

Employees must be enrolled in the Choices Medical Plan to elect the optional Vision Hardware Plan.

Retirees: If you do not make an election when you first retire, you will permanently forfeit your vision Hardware Plan coverage eligibility.

Since Vision Hardware coverage is an annual optional benefit election, you can choose to elect or waive the benefit each Plan year during annual enrollment.  During annual enrollment, benefits eligible employees may add a legal spouse or eligible dependent children to the Vision Hardware Plan.

Using Your Vision Hardware Benefit

Quality vision care is important to your eye wellness and overall health care. Accessing your Vision Hardware benefit is easy. Simply select your provider, purchase your vision hardware and submit your vision claim form to BlueCross BlueShield of Montana (BCBSMT) for processing.

The optional Vision Hardware Plan is a hardware benefit only.  Eye exams, whether preventive or routine, are covered under the Choices Medical Plan.  Refer to the Summary Plan Descriiption (SPD) on the Choices home page for complete Vision Hardware benefits and Plan exclusions.


Service/Material Coverage

Eyeglass Frames and Lenses

Frames: One frame per benefit period, in lieu of contact lenses

Lenses: One pair of lenses per benefit period, in lieu of contact lenses

Up to $300 allowance toward the purchase of a frame and prescription eyeglass lenses including:  single vision, bifocal, trifocal, progressive lenses, ultraviolet treatment, tinting, scratch-resistant coating, polycarbonate, anti-reflective coating.

The Plan Participant may be responsible for the charges at the time of service.

Contact Lenses*:

One purchase per benefit period, in lieu of eyeglass frames and lenses.

Up to $200 allowance toward contact lens fitting and the purchase of Conventional, Disposable or Medically Necessary* contact lenses.

The Plan Participant may be responsible for the charges at the time of service.

*Contact lenses that are required to treat medical or abnormal visual conditions, including but not limited to eye surgery (i.e., cataract removal), visual perception in the better eye that cannot be corrected to 20/70 through the use of eyeglasses, and certain corneal or other eye diseases.