COBRA
Under the Public Health Service Act, the Consolidated Omnibus Budget Reconciliation
Act (COBRA) gives Montana University System (MUS) covered employees and their covered
dependents, who lose their health benefits the right to choose to continue MUS group
health benefits provided by MUS for limited periods of time under certain circumstances,
such as voluntary or involuntary job loss, reduction in the hours worked, transition
between jobs, death, divorce, and other qualified life events. Qualified individuals
(beneficiaries) who choose to elect COBRA coverage are required to pay the entire
premium for coverage (medical, dental, and/or vision hardware coverage) at the rate
of 102% of the cost of coverage to the Plan. Only covered MUS employees, their covered legal spouse, and/or covered dependent children
are qualified beneficiaries. COBRA continuation coverage under this provision will begin on the first day immediately
following the date the member's coverage terminates. For more information on COBRA
continuation coverage, refer to the Continuation of Coverage Rights Under COBRA section
in the Summary Plan Description on the Choices home page.
The MUS Plan Administrator is the Office of the Commissioner of Higher Education,
560 N. Park Ave., 4th Floor, Helena, MT 59601, 1-877-501-1722.
COBRA continuation coverage for the Montana University System is administered by Businessolver,
Inc. for all Plan Claims Administrators (BlueCross BlueShield of Montana and Delta
Dental).
COBRA elections can be completed online at www.benefitsolver.com or by submitting a completed COBRA election form to:
Montana University System
C/O Businessolver Inc.
Attn: COBRA Administration
PO Box 310512
Des Moines, IA 50331-0512
Phone: 1-833-520-9689