Retiree Dental Plan (Optional)
Administered by Delta Dental, 1-866-579-5717
Who is Eligible?
Benefits eligible retirees and their eligible dependents.
Retirees are offered continued enrollment in the MUS Choices Select Dental Plan only at retirement. If you do not make an election when you first retire, you will permanently forfeit your MUS Choices Dental Plan coverage eligibility.
MUS dental claims are reimbursed based on a fixed dental fee schedule. The fee schedule’s fixed dollar amount is the maximum reimbursement amount paid by the Plan for the specified dental procedure code, regardless of provider network. Covered Dental Plan enrollees are responsible for the difference (if any) between the provider's charge and the fee schedule’s reimbursement amount.
MUS Dental Plan enrollees have the freedom of choice to visit any licensed dentist, however, out-of-pocket costs may be reduced if utilizing a Delta Dental Premier or PPO network dentist.
Refer to the Summary Plan Description (SPD) on the Choices home page for complete Dental Plan benefits, annual maximums, limitations, exclusions, and
fee schedule information.
Annual Benefit Maximum | $2,000 per covered individual |
Diagnostic & Preventive Services |
Twice Per Plan Year:
**The above do not apply to the $2,000 annual benefit maximum |
Basic Restorative Services |
|
Major Dental Services |
|
Orthodontia Services |
**The above does not apply to the $2,000 annual benefit maximum |
Orthodontic Benefit
Benefits are paid at 50% of the allowed amount for covered services. Treatment plans
usually include an initial down payment and ongoing monthly fees. If an initial down
payment is required, the Plan will pay up to 50% of the initial payment, up to 1/3
of the total treatment charge. In addition, Delta Dental (Dental Plan Administrator)
will establish a monthly reimbursement based on the provider’s monthly fee and the
prescribed treatment plan.