Basic Life/AD&D Insurance (Mandatory)

Administered by Standard Insurance Co., 1-800-759-8702

Basic Life insurance coverage under Choices helps provide financial protection by paying benefits to your beneficiary(ies) in the event of your death while coverage is in effect. Accidental Death & Dismemberment (AD&D) insurance coverage under Choices provides protection by paying benefits to you and/or your beneficiary(ies) in the event of your death or dismemberment as the result of an accident. No evidence of insurability is required.

Who is Eligible?

Benefits eligible employees (if you are in active work status).

Benefits eligible employees enrolling in the Choices Medical Plan must elect Basic Life/AD&D insurance coverage.

• New benefits eligible employees may enroll in any coverage level during their initial enrollment period
• If an employee previously waived all coverages, they may only enroll in coverage Option 1.
• Employees may increase coverage one level or drop coverage to any level during the Annual Enrollment period.
• Employees may increase or decrease coverage one level due to a qualifying event, as long as the change is consistent with the event (subject to Plan restrictions).
  
  

Choices offers three (3) Basic Life/AD&D plan options to choose from:

Please review the group Basic Life/AD&D insurance certificate and benefits at Standard Life Insurance.